Compare current mortgage rates for today in South Carolina
Updated on
Conventional Fixed rate loans
Conventional fixed-rate loans in the USA offer stable monthly payments with a constant interest rate over 15, 20, or 30 years. Borrowers typically need a down payment of 3-20% and may pay for private mortgage insurance. Credit score, closing costs, and property appraisal are key factors in securing these mortgages.
Assumptions: 720+ Credit, $390,000 sales price, $325,000 loan amount. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see a conforming fixed-rate estimated monthly payment and APR example.
Federal Housing Administration (FHA) Loans
FHA loans, backed by the Federal Housing Administration, offer low down payments (typically 3.5%) and are accessible to borrowers with lower credit scores. They require mortgage insurance premiums, providing options for those with less established credit.
No current rates found for this specific scenario in South Carolina. Please check back later or adjust your search criteria on our main rates page.
Veterans Affairs (VA) Loans
VA loans, guaranteed by the Department of Veterans Affairs, provide benefits like no down payment and relaxed credit requirements to eligible service members, veterans, and their families. They offer competitive rates and exclude the need for mortgage insurance.
Assumptions: 660+ Credit, $310,000 sales price, $310,000 loan amount. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see a conforming fixed-rate estimated monthly payment and APR example.
Conforming Loan Limits in South Carolina (2026)
| County | 1-Unit Limit |
|---|---|
| Abbeville | $832,750 |
| Aiken | $832,750 |
| Allendale | $832,750 |
| Anderson | $832,750 |
| Bamberg | $832,750 |
| Barnwell | $832,750 |
| Beaufort | $832,750 |
| Berkeley | $832,750 |
| Calhoun | $832,750 |
| Charleston | $832,750 |
Mortgage Rate Trends
VA 30-Yr Fixed Rate Trends
Data source: BankingBridge API. Updated daily.